Finance Learning Resources
Real-world materials built from actual business experiences. We've worked with hundreds of UK businesses since 2018, and these resources reflect what actually matters when you're trying to understand your numbers.
Practical Finance Materials
Look, finance education often feels disconnected from reality. These materials come from situations we've encountered helping businesses in Stoke-on-Trent and across the Midlands. They're not academic theory—they're based on actual questions people ask us.

Cash Flow Foundations
Forget complicated spreadsheets for now. This guide covers the basics—tracking what comes in, what goes out, and why timing matters more than most business owners realize. Takes about 45 minutes to work through.

Reading Your Numbers
Balance sheets and P&L statements shouldn't feel like reading a foreign language. We break down what each line actually means for your business, using examples from real UK companies (anonymized, obviously).

Budget Planning Basics
Creating a budget that you'll actually use. Not some elaborate forecast that gets ignored by February—a practical approach that adapts when things change. Because they always do.
Who Creates These Materials
Our team has been doing this since 2019. Not consultants who've never run a business—people who've actually dealt with late payments, seasonal fluctuations, and unexpected expenses.
Everything here comes from real conversations. When a business owner in Burslem asks us how to handle VAT returns or what profit margin they should aim for, we don't just answer—we turn it into something others can learn from.
Our September 2025 materials update includes new sections on digital payment systems and updated guidance on Making Tax Digital requirements. Things keep changing, so we keep updating.

Crispin Havergal
Content Developer
Spent twelve years working with manufacturing businesses around Stoke before joining us in 2021. His materials focus on inventory costs and production budgeting.

Tremaine Bellwood
Resource Coordinator
Former retail business owner who learned finance the hard way. Now he writes guides that would've saved him a lot of stress back in 2017.